Probably not, but maybe – depending upon how it’s structured.
Let's start with a morbid question.
What if your web designer dies?
It's probably not something that weighs on your mind because it isn't a major concern...until it's a major concern.
Recently, I was tasked with moving a website from the clutches of a local print shop to a new web hosting plan. What the print shop had done was taken the shared hosting plan they had for their own website and simply offered local area business owners the ability to pay them a small fee to have them add their website to the plan.
Between waiting for credentials, waiting for an EPP code, and educating their staff on how to export databases and provide FTP access, a rather simple task of transferring the domain and website turned into a frustrating experience that exposed some of the problems sometimes associated with paying web designers for web hosting.
~ The Ownership Problem
First, take this situation where essentially the domain was in the print shop's name, the web hosting account was in the print shop's name, and effectively the owner of the business who "owned" the website had zero access, control, or autonomy.
And that seemed all well and convenient as a hands off approach until these became significant limitations. If you'd be stuck without a way to transfer a domain, move a website or hire a developer without preapproval, you may need to rethink how your web hosting is structured.
~ The Technical Problem
Shared web hosting accounts may spout as being unlimited, but be rest assured there are very real limits to server resources. If your web designer just pools you into a shared plan, those resources are further shared amongst websites and its possible other websites on the plan will cannibalize the resources you pay for.
~ The Financial Problem
Speaking of, your web designer is likely paying $15 a month for those resources total. Turning around and charging each client $15+ a month isn't great value.
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